When is the Right Time for Retirees to Move?

moving services seniorsThe idea of selling your house and moving to a new location looks OVERWHELMING and MONUMENTAL! Living there for years surrounded by mementos and memories, the thought of leaving is more than you can bear. Your home is so familiar, so comfortable, and so much a part of you and your family’s life thinking of leaving leaves you with dread and loss.
Consequently, retirees often don’t want to make any big changes like this. But for most the times comes when staying in their current home is simply no longer safe or wise.

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New Medicare Cards - What You Need to Know

medicare enrollment webThere are big changes coming to your Medicare card next year. Starting in April of 2018, people with Medicare will begin to receive NEW Medicare cards with one major difference – your Medicare number, which is your Social Security number, will not be on the card. Because of increased concerns about identity theft and other safety reasons, your Social Security number will be replaced by a random 11-digit number that is unique to you with no identifying information. This change is being made to protect the security of your information, and your identity.

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Are You Ready for Medicare Open Enrollment?

medicare enrollment webMedicare Open Enrollment for 2018 starts October 15 and remains open until December 7. During this annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can switch from Original Medicare to Medicare Advantage, or vice versa. You can also switch from one Medicare Advantage plan to another, or from one Medicare Part D (prescription drug) plan to another.

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Six Important Facts About Reverse Mortgages

reverse mortgage image webConsumer Trust Mortgage wants you to know at least six important facts about Reverse Mortgages. Since 1995, Consumer Trust Mortgage has been helping residents in the Lehigh Valley and beyond to purchase and/or refinance their homes. Now, we are helping people 62 years of age and older to continue to enjoy their homes without the financial burdens of a mortgage payment.

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7 Deadly Sins of Real Estate

saying no webAdvice to help your real estate transactions. Helpful tips that will make your real estate transactions much easier.

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Industry News For Professionals July-August 2017

expo 01 webLehigh Valley Aging in Place Coalition (LVAIP). The mission of LVAIP is to provide an ongoing forum for professionals from private, public, non-profit and business sectors to inform, educate and help older adults age in place. We provide information and solutions to older adults and their families to be proactive in planning for their future needs. lvaginginplace.org.

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Top Scams Targeting the Lehigh Valley

Scam01 webCounterfeit prescription drugs
Those seeking prescription medication from someplace other than a legitimate pharmacy are at risk in this scheme. The FBI warns patients not to be fooled by fake prescription drugs masquerading as legitimate medicines and using them may worsen your health conditions.

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10 Commandments of Selling Your Home

seniors moving house webWhether you are buying or selling a home, it can be quite an adventurous journey. Here is simple advice for consumers when buying or selling a home.

What is the home you’re buying/selling really worth?
It is important for your home to be priced correctly from the start to attract the right buyers and shorten the time that it’s on the market. You need someone who is not emotionally connected to your home to give you the truth. A real estate professional has tools and resources to allow you to determine the value of a property.

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The Best Home Renovations

home reno webAs people progress through various stages in life they find themselves in a quandary regarding their home – should I stay or should I go? For those who want to stay in the same geographic location they must evaluate if their home meets their needs, or if it could be renovated to meet their needs. If a renovation is required - what is the level of investment and would it add value to the home? If you find yourself undertaking this mental exercise, we compiled a list of reported projects that yield the best return on investment:

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More Finance Articles

  • 10 Commandments of Selling Your Home

    Whether you are buying or selling a home, it can be quite an adventurous journey. Here is simple advice for consumers when buying or selling a home. What is the home you’re buying/selling really...

  • 7 Deadly Sins of Real Estate

    Advice to help your real estate transactions. Helpful tips that will make your real estate transactions much easier.

  • Are You Planning for a Good Retirement?

    Most people who vacation spend many hours planning before hand. They purchase tickets, make reservations, schedule tours and transportation and anything else that allows them to relax and enjoy their...

  • Are You Ready for Medicare Open Enrollment?

    Medicare Open Enrollment for 2018 starts October 15 and remains open until December 7. During this annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can...

  • Beach Property Drawbacks

    Erosion due to storms can be a huge challenge!   While it can happen any time of the year, erosion due to storms can have a dramatic impact on beachfront properties as evidenced by this picture in...

  • Benefits of Using Senior Real Estate Specialist

    Seniors have unique situations that call for someone trained to best handle them. A specialist brings more than just a realtor’s license when helping seniors with their real estate issues. These...

  • Buying or Selling a Home? Use a Realtor with Experience

    Similar to younger generations, seniors are an active demographic in the real estate market. Whether downsizing or moving closer to family, seniors need and desire to transition into a new home for...

  • Getting the Right Help for Your Move

    When you’re ready to move, are you going to call your friends with pickup trucks to come over and help?  When relocating from a large four bedroom home to a one or two bedroom apartment in a senior...

  • Industry News For Professionals July-August 2017

    Lehigh Valley Aging in Place Coalition (LVAIP). The mission of LVAIP is to provide an ongoing forum for professionals from private, public, non-profit and business sectors to inform, educate and...

  • Is a Reverse Mortgage Right for You?

    What is a reverse mortgage?A reverse mortgage is a government insured loan which allows homeowners to access the equity they have built up in their homes. The homeowner retains title to their home. Unlike...

  • Key Steps to Selling Your Home

    Local realtor, Elissa Clausnitzer, SRS, CMRS shares some important tips on selling your home.Representation The job of a real estate agent is to represent your best interests in each step of the...

  • Maximize the Value of Your Home

    In the Lehigh Valley demand for a home is up and home inventory is down. Many boomers and seniors looking to move or downsize are in the driver’s seat. 2017 is shaping up to be one of the best...

  • Need to Sell a Home to Move to Senior Living?

    Need to Sell a Home to Move to Senior Living?You made the decision to move to senior living. For some this would seem like a daunting task – and it can be. But there is help available so that the...

  • New Medicare Cards - What You Need to Know

    There are big changes coming to your Medicare card next year. Starting in April of 2018, people with Medicare will begin to receive NEW Medicare cards with one major difference – your Medicare...

  • Preventing Medicare Fraud

    Did you know that Medicare Summary Notices (MSNs) provide important information to help you prevent Medicare fraud?  Many people know this as the “This is not a bill” statement. Medicare consumers...

  • Preventing Medicare Fraud

    Each year, Medicare loses $60 - $80 billion to fraud and abuse. Money lost to fraud means increased costs, and can diminish the quality of care you receive. The Senior Medicare Patrol at the Center...

  • Property Tax/Rent Rebate Deadline Extended

    The Property Tax/Rent Re­bate program deadline for older adults and residents with disabilities to apply for rebates of rent and property taxes paid in 2015 has been extended from June 30 to...

  • Realtor for Veterans

    Veterans can use help from time to time. I am honored to work with veterans and to help them obtain financing for their homes. Of particular importance is the VA Home Loan program - a mortgage option...

  • Retirement Planning: More Than Building a Nest Egg

    John and Mary did everything right – or so it seemed. They worked hard, saved money, invested wisely, and spent prudently. Now in their golden years, John and Mary looked back contentedly upon a...

  • Reversing Reverse Mortgage Myths

    “Don’t get a reverse mortgage, you’re giving your home to the bank.” Having been in the reverse mortgage business for the better part of a decade, I have heard many things said about reverse...

 
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