senior moving adjWho’s in Charge?
Part 1 of this series told the story of my 88 year old mother-in-law, Aggie, and the 2-year struggle she faced to make the changes she clearly had to make. Then, in our second installment, we found Fear of the Unknown is the biggest obstacle to thinking about moving: The process of moving looked Overwhelming to Aggie… as it does for many of us.

Medical developments mean we’re living longer than ever, many into our seventies, eighties and even nineties (as Aggie did!). Many of us have lots of productive years left though that doesn’t mean we won’t need some help. Ironically, independence in our later years means we’ll need some help.

Whom can we rely on? Our children? They have busy lives and also often feel overwhelmed. That’s why, as my husband’s family did, your family may suggest you sell the family home and move to a safer and more convenient place.

Here it would be easy to be resentful. But don’t! Your family members are only trying to let you know they, too, have limitations. Of course, this change is pretty daunting for a retiree like yourself. You’re tempted to resent changing your entire life. The result: You become paralyzed, causing your family frustration because you’re FEARFUL and OVERWHELMED.

You absolutely have to start talking to your family openly about all this. Your loved ones need to know you’re hearing their own fears and concerns. “Mom, is it safe for you to live alone?”, or, “Dad, you’re going to hurt yourself cleaning those gutters!” They need to know you hear them! Then they can begin to hear your concerns.

Are there health issues or financial constraints that impact your ability to live independently? Worried you won’t find a place you’ll like as well as your current home? Not sure you can afford a place where you can get the care you need as your needs change?

There has never been a better time to be a retiree with the host of resources to assist you and your family with your living requirements.

Certified Senior Financial Advisors, Seniors Planners and Elder Law Attorneys can review your financial situation, your needs, future liabilities, available assets and eligibility for programs to assist or subsidize the cost of housing.

Seniors Real Estate Specialists (SRES) take specialized training in the dynamics facing retirees after many years in a home. They access your home and provide an estimate of your home’s worth given the real estate market and repairs that may need to be done. You will have a clearer idea of your net assets to help your financial advisor.

Liquidators and Movers will help you determine what to do with all you “stuff”. Estate sale planners will come into the home, price the items you want sold, advertise and conduct the sale. Professional movers will box up, move, and even unpack your belongings in your new home.

Moving from a family home can be terrifying. You just aren’t sure what you are facing. Good family
communication and the right
information reduces stress and fear for both parent and family alike. Take the process step by step: gather
information, discuss the options, think about what works best for everyone. Everyone’s feelings and fears are important to understand because, finally, your love will have to be the source of strength and courage you need to face this challenging process. Take charge of the process and, like Aggie, you’ll be in much better place than you ever imagined.

This article is the third article in the Should I Stay or Should I Go series. The next will feature So Many Choices!

More Finance Articles

  • 10 Commandments of Selling Your Home

    Whether you are buying or selling a home, it can be quite an adventurous journey. Here is simple advice for consumers when buying or selling a home. What is the home you’re buying/selling really...

  • 5 Real Estate Terms You Need to Know

    “In almost 40 years in real estate one of the most important things that I have learned is to have clear communication with clients and not to assume that we are all speaking the same language.” Below are...

  • 7 Deadly Sins of Real Estate

    Advice to help your real estate transactions. Helpful tips that will make your real estate transactions much easier.

  • A Reverse Mortgage Makes Your Home Work For You

    A reverse mortgage may help you pay off debt and provide breathing room John and Carol love getting their grandchildren off the bus, volunteering at church, and going for long walks together at Trexler...

  • Adjusting Your Home to Your Lifestyle

    As the frozen ground relinquishes its grip on budding tulips, we take note of the regeneration around us. Spring represents a rebirth and renewed vitality and stimulates a re-assessment of our...

  • Are You Planning for a Good Retirement?

    Most people who vacation spend many hours planning before hand. They purchase tickets, make reservations, schedule tours and transportation and anything else that allows them to relax and enjoy their...

  • Are You Ready for Medicare Open Enrollment?

    Medicare Open Enrollment for 2018 starts October 15 and remains open until December 7. During this annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can...

  • Beach Property Drawbacks

    Erosion due to storms can be a huge challenge!   While it can happen any time of the year, erosion due to storms can have a dramatic impact on beachfront properties as evidenced by this picture in...

  • Before You Buy or Sell Your Home

    A crucial part of a house transaction is the inspection. There are a number of standard issues to review. Using a certified inspector will help ensure the property is cleared of any problems....

  • Benefits of Using Senior Real Estate Specialist

    Seniors have unique situations that call for someone trained to best handle them. A specialist brings more than just a realtor’s license when helping seniors with their real estate issues. These...

  • Brace and Testing Scam

    “Do you have Medicare? Do you have aches and pains? We can provide braces that Medicare will cover! How about a genetic testing kit to see if you are predisposed to getting cancer?” If you are like...

  • Buying or Selling a Home? Use a Realtor with Experience

    Similar to younger generations, seniors are an active demographic in the real estate market. Whether downsizing or moving closer to family, seniors need and desire to transition into a new home for...

  • Discounts for Veterans 2018

    This section is  a list of local and national organizations that offer discounts to veterans. These discounts can change so check first to verify the discounts offered. Also included are resources...

  • Dutch Treat - Savings in the Valley

    For many years organizations like AAA and AARP have negotiated discounts for members and seniors with national companies. At the local level there are numerous businesses in our community that offer...

  • Elder Law Alert: Department of Veterans Affairs Makes Sweeping Changes to VA Pension and Aid & Attendance Benefit

    Introduction VA Pension benefits are “nonservice connected” disability benefits that provide a monthly tax-free income to eligible wartime veterans and their surviving spouses. A married veteran can...

  • Excellent Phone Apps for Seniors

    MintGet your finances under control with an all-in-one budget and money tracker called Mint. By securely syncing to your bank accounts and credit cards, Mint will track your income and expenses (by...

  • Getting the Right Help for Your Move

    When you’re ready to move, are you going to call your friends with pickup trucks to come over and help?  When relocating from a large four bedroom home to a one or two bedroom apartment in a senior...

  • Industry News For Professionals July-August 2017

    Lehigh Valley Aging in Place Coalition (LVAIP). The mission of LVAIP is to provide an ongoing forum for professionals from private, public, non-profit and business sectors to inform, educate and...

  • Industry News For Local Professionals - Holiday 2018

    HealthNetWed., Nov. 14, Dec. 12 at 12 pm. Traditions of Hanover Bethlehem, 5300 Northgate Dr., Bethlehem. Monthly networking group for professionals hosted monthly and features a speaker and time for...

  • Industry News For Local Professionals Spring 2019

    HealthNetWed. Mar. 13, Apr. 10 at 12 pm. Traditions of Hanover Bethlehem, 5300 Northgate Dr., Bethlehem. Monthly networking group for professionals hosted monthly and features a speaker and time for...

 
Contact Us

Please enter your data here. Fields with an asterisk (*) are required.
Please provide us with a phone number or email so we may respond to your request.
Full Name (*)

Please type your full name.
E-mail

Invalid email address.
Phone

Invalid Input- please enter in form: 123-456-7890
How may we be of service? (*)

Please tell us how big is your company.
Please enter the characters shown. (*)
Please enter the characters shown.
Refresh
Invalid Input