Realtor for Veterans

veteran1 resizedVeterans can use help from time to time. I am honored to work with veterans and to help them obtain financing for their homes. Of particular importance is the VA Home Loan program - a mortgage option that provides the opportunity for qualifying veterans to purchase a primary residence without putting any money down towards the sale price of the home.

While the VA Loan is designed specifically for those who served, there are a handful of requirements. In order to qualify for a VA Loan there are specific service conditions each borrower must meet. You may be eligible for a VA Home Loan if you meet one or more of the following conditions:

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Benefits of Using Senior Real Estate Specialist

real estate01 325x215Seniors have unique situations that call for someone trained to best handle them. A specialist brings more than just a realtor’s license when helping seniors with their real estate issues. These include:

Provide insight on current market conditions, determine how your property stacks up against the competition and develop a pricing and marketing strategy to sell your home quickly and for the highest possible price.
Can help assemble an appropriate team to ease the transition to a new property.

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Getting the Right Help for Your Move

Senior MoveWhen you’re ready to move, are you going to call your friends with pickup trucks to come over and help?  When relocating from a large four bedroom home to a one or two bedroom apartment in a senior living community, how will you downsize? Are you going to spend weeks packing up a lifetime worth of treasures in newspaper and boxes from the liquor store? Where do you even start when faced with these tasks?
The Senior Move Management industry specializes in assisting older adults and their families with the emotional and physical aspects of relocation.

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Value of a Certified Senior Advisor

Oasis Hollinger resized 186x225This photo is of my father, Bob Hollinger Sr.. who served three years in the United States Marine Corps in Italy in 1945. He’s 87 now, and I spend a lot of time with him. It’s been six years since my mother passed, and I have been so proud of him, living independently and taking great care of himself. But recently I have been worried about him, because he’s falling, and though he can remember so many details about his life 70 years ago, he can’t remember who was in a movie he watched 20 minutes ago. He’s giving money he doesn’t have to mail and phone scams, is now vulnerable and too trusting, and he doesn’t know how $500 is disappearing from his bank account every month. He needs help.

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Reversing Reverse Mortgage Myths

reverse mortgage

“Don’t get a reverse mortgage, you’re giving your home to the bank.”
Having been in the reverse mortgage business for the better part of a decade, I have heard many things said about reverse mortgages. Unfortunately for the general public, much of it is not true.

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Preventing Medicare Fraud

computer fraud

Did you know that Medicare Summary Notices (MSNs) provide important information to help you prevent Medicare fraud?  Many people know this as the “This is not a bill” statement. Medicare consumers should review their MSNs to be sure the information is accurate and if not, report any discrepancies.

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Is a Reverse Mortgage Right for You?

Reverse Mortgage

What is a reverse mortgage?
A reverse mortgage is a government insured loan which allows homeowners to access the equity they have built up in their homes. The homeowner retains title to their home. Unlike a regular mortgage, a reverse mortgage requires no monthly mortgage payments (homeowners must still pay taxes and homeowner’s insurance.) 

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Are You Planning for a Good Retirement?

Good retirement

Most people who vacation spend many hours planning before hand. They purchase tickets, make reservations, schedule tours and transportation and anything else that allows them to relax and enjoy their vacation by following the plans they’ve prepared and confirmed.

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Beach Property Drawbacks

beachpic 375x225

Erosion due to storms can be a huge challenge!  

While it can happen any time of the year, erosion due to storms can have a dramatic impact on beachfront properties as evidenced by this picture in South Carolina.  Without the proper insurance, problems like this can be costly.

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  • Are You Planning for a Good Retirement?

    Most people who vacation spend many hours planning before hand. They purchase tickets, make reservations, schedule tours and transportation and anything else that allows them to relax and enjoy their...

  • Are You Ready for Medicare Open Enrollment?

    Medicare Open Enrollment for 2018 starts October 15 and remains open until December 7. During this annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can...

  • Beach Property Drawbacks

    Erosion due to storms can be a huge challenge!   While it can happen any time of the year, erosion due to storms can have a dramatic impact on beachfront properties as evidenced by this picture in...

  • Benefits of Using Senior Real Estate Specialist

    Seniors have unique situations that call for someone trained to best handle them. A specialist brings more than just a realtor’s license when helping seniors with their real estate issues. These...

  • Buying or Selling a Home? Use a Realtor with Experience

    Similar to younger generations, seniors are an active demographic in the real estate market. Whether downsizing or moving closer to family, seniors need and desire to transition into a new home for...

  • Getting the Right Help for Your Move

    When you’re ready to move, are you going to call your friends with pickup trucks to come over and help?  When relocating from a large four bedroom home to a one or two bedroom apartment in a senior...

  • Industry News For Professionals July-August 2017

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  • Is a Reverse Mortgage Right for You?

    What is a reverse mortgage?A reverse mortgage is a government insured loan which allows homeowners to access the equity they have built up in their homes. The homeowner retains title to their home. Unlike...

  • Key Steps to Selling Your Home

    Local realtor, Elissa Clausnitzer, SRS, CMRS shares some important tips on selling your home.Representation The job of a real estate agent is to represent your best interests in each step of the...

  • Maximize the Value of Your Home

    In the Lehigh Valley demand for a home is up and home inventory is down. Many boomers and seniors looking to move or downsize are in the driver’s seat. 2017 is shaping up to be one of the best...

  • Need to Sell a Home to Move to Senior Living?

    Need to Sell a Home to Move to Senior Living?You made the decision to move to senior living. For some this would seem like a daunting task – and it can be. But there is help available so that the...

  • New Medicare Cards - What You Need to Know

    There are big changes coming to your Medicare card next year. Starting in April of 2018, people with Medicare will begin to receive NEW Medicare cards with one major difference – your Medicare...

  • New Medicare Cards - What You Need to Know

    There are big changes coming to your Medicare card next year. Starting in April of 2018, people with Medicare will begin to receive NEW Medicare cards with one major difference – your Medicare...

  • Preventing Medicare Fraud

    Did you know that Medicare Summary Notices (MSNs) provide important information to help you prevent Medicare fraud?  Many people know this as the “This is not a bill” statement. Medicare consumers...

  • Preventing Medicare Fraud

    Each year, Medicare loses $60 - $80 billion to fraud and abuse. Money lost to fraud means increased costs, and can diminish the quality of care you receive. The Senior Medicare Patrol at the Center...

  • Property Tax/Rent Rebate Deadline Extended

    The Property Tax/Rent Re­bate program deadline for older adults and residents with disabilities to apply for rebates of rent and property taxes paid in 2015 has been extended from June 30 to...

  • Realtor for Veterans

    Veterans can use help from time to time. I am honored to work with veterans and to help them obtain financing for their homes. Of particular importance is the VA Home Loan program - a mortgage option...

  • Retirement Planning: More Than Building a Nest Egg

    John and Mary did everything right – or so it seemed. They worked hard, saved money, invested wisely, and spent prudently. Now in their golden years, John and Mary looked back contentedly upon a...

 
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