Veteran Military Welcome webWe are approaching the holiday season roller coaster that starts on Halloween and climbs up the big hill until it rapidly descends, starting at Thanksgiving, and leveling off on New Year’s Day. November is usually identified with Thanksgiving Day, but there is another very important day in the month that seems to come and go too quickly: Veterans Day.


There are many things to be thankful for — every day, we receive blessings that we take for granted. If you are reading this, be thankful that you can read. Did you have breakfast? Be thankful that you can eat and that you have something to eat. Did you vote? Be thankful that you are allowed to choose our leaders. Look around you (with gratitude that you can see) and take stock of what you have, from a bed to a bathroom to a body that still works. In the Bible, the apostle Paul said, “And having food and clothing, with these we shall be content” (1 Timothy 6:8). That is a pretty small list of blessings, and it doesn’t even include a place to live! Yet it is a good place to begin when we count our blessings.
Veterans Day is the one day a year when we honor those brave men and women who sacrifice 365 days a year to keep us safe and prosperous. These heroes deserve every benefit a grateful nation can offer. Sadly, many military veterans are discharged with little resources and have difficulty finding housing. Some are reduced to having only food and clothing, and sparse provisions at that. Is there help?
The Department of Veterans Affairs offers help of all types for veterans who need a hand up when looking to purchase, refinance, or remodel a home. The Department of Veterans Affairs (VA) offers home loans and grants. These programs help service members, veterans, and surviving spouses buy, refinance, or modify their home. The VA guarantees part of the loan, meaning they will cover a portion of the loan if you default. This allows lenders, such as banks and mortgage companies, to offer them more favorable terms.
Veterans with certain service-connected or aging-related disabilities can also get housing help. They may qualify for special housing grants from the Department of Veterans Affairs (VA). A Specially Adapted Housing (SAH) or a Special Housing Adaptation (SHA) grant can be used to:
build an adapted home.
install ramps or widen doors.
make other modifications to help them live independently.
There is no reason for our veterans to be left out in the cold.
There is always something to be thankful for. You don’t know what you’ve got ’til it’s gone, so be grateful for the things we take for granted. If you are looking to buy or sell a house, be grateful that you have a trained, dedicated, ethical expert to help you: Elissa Clausnitzer, with Berkshire Hathaway HomeServices, Fox & Roach, REALTORS®, a well-known and reputable business. Elissa Clausnitzer, SRS, SRES, SMRS, is a local, experienced expert who is ready to serve you and make your next home a reality!

More Finance Articles

  • “Should I Sell My House Myself?”

    This question goes through everyone’s mind at one time or another. Can I save some money and some hassles if I do it myself (FSBO – For Sale By Owner)? Let’s look at why it is more advantageous to use...

  • 10 Commandments of Selling Your Home

    Whether you are buying or selling a home, it can be quite an adventurous journey. Here is simple advice for consumers when buying or selling a home. What is the home you’re buying/selling really...

  • 5 Real Estate Terms You Need to Know

    “In almost 40 years in real estate one of the most important things that I have learned is to have clear communication with clients and not to assume that we are all speaking the same language.” Below are...

  • 7 Deadly Sins of Real Estate

    Advice to help your real estate transactions. Helpful tips that will make your real estate transactions much easier.

  • A Reverse Mortgage Makes Your Home Work For You

    A reverse mortgage may help you pay off debt and provide breathing room John and Carol love getting their grandchildren off the bus, volunteering at church, and going for long walks together at Trexler...

  • Adjusting Your Home to Your Lifestyle

    As the frozen ground relinquishes its grip on budding tulips, we take note of the regeneration around us. Spring represents a rebirth and renewed vitality and stimulates a re-assessment of our...

  • Are You Planning for a Good Retirement?

    Most people who vacation spend many hours planning before hand. They purchase tickets, make reservations, schedule tours and transportation and anything else that allows them to relax and enjoy their...

  • Are You Ready for Medicare Open Enrollment?

    Medicare Open Enrollment for 2018 starts October 15 and remains open until December 7. During this annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can...

  • Beach Property Drawbacks

    Erosion due to storms can be a huge challenge!   While it can happen any time of the year, erosion due to storms can have a dramatic impact on beachfront properties as evidenced by this picture in...

  • Before You Buy or Sell Your Home

    A crucial part of a house transaction is the inspection. There are a number of standard issues to review. Using a certified inspector will help ensure the property is cleared of any problems....

  • Benefits of Using Senior Real Estate Specialist

    Seniors have unique situations that call for someone trained to best handle them. A specialist brings more than just a realtor’s license when helping seniors with their real estate issues. These...

  • Brace and Testing Scam

    “Do you have Medicare? Do you have aches and pains? We can provide braces that Medicare will cover! How about a genetic testing kit to see if you are predisposed to getting cancer?” If you are like...

  • Buying or Selling a Home? Use a Realtor with Experience

    Similar to younger generations, seniors are an active demographic in the real estate market. Whether downsizing or moving closer to family, seniors need and desire to transition into a new home for...

  • Cybercriminals Prey on COVID-19 Fears

    Cybercriminals are exploiting the COVID-19 pandemic to gain access to confidential personal and financial information, warns David Finkelstein, St. Luke’s Information Security Director. He...

  • Discounts for Veterans 2018

    This section is  a list of local and national organizations that offer discounts to veterans. These discounts can change so check first to verify the discounts offered. Also included are resources...

  • Dutch Treat - Savings in the Valley

    For many years organizations like AAA and AARP have negotiated discounts for members and seniors with national companies. At the local level there are numerous businesses in our community that offer...

  • Elder Law Alert: Department of Veterans Affairs Makes Sweeping Changes to VA Pension and Aid & Attendance Benefit

    Introduction VA Pension benefits are “nonservice connected” disability benefits that provide a monthly tax-free income to eligible wartime veterans and their surviving spouses. A married veteran can...

  • Excellent Phone Apps for Seniors

    MintGet your finances under control with an all-in-one budget and money tracker called Mint. By securely syncing to your bank accounts and credit cards, Mint will track your income and expenses (by...

  • Getting the Right Help for Your Move

    When you’re ready to move, are you going to call your friends with pickup trucks to come over and help?  When relocating from a large four bedroom home to a one or two bedroom apartment in a senior...

  • Has COVID Changed the Real Estate Market?

    The Pandemic of 2020 has affected us in ways we may not have imagined at first. Probably the biggest overall hurdle to normal life has been the lockdowns and social distancing, making it difficult to...

 
Contact Us

Please enter your data here. Fields with an asterisk (*) are required.
Please provide us with a phone number or email so we may respond to your request.


Full Name(*)

Please type your full name.

E-mail

Invalid email address.

Phone

Invalid Input- please enter in form: 123-456-7890

How may we be of service?(*)

Please tell us how big is your company.

If you wish to subscribe enter your full address.

Invalid Input

Please enter the characters shown.(*)
Please enter the characters shown.
Refresh
Invalid Input